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Joan Trossen, Owner / Broker / Realtor®
(909) 653 4341
Buyers Only // Foreclosures, REOs, Lender-Owned, Repos, Standard Sales and Short Sales
A Buyer's Agent Assists Buyers Exclusively - 100% of my time is dedicated to successfully serving home buyers.

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    • Figure a monthly So CA real estate loan payment (piti)
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    PITI = Principal, interest, taxes, insurance

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    How does the escrow office earn its money?
    Clears title, reviews for compliance all pertinent documentation, calculates prorations, draws up deed, receives loan funds, records deed, disburses monies, closes escrow and sends final documents to all parties - amongst a myriad of other things.

    I just learned my credit report states I am deceased and, hence, have no credit score. Help!
    Search for the creditor that reported you no longer living, contact them in writing. They will update the file and bring back your credit score and your "living" status.

    What is a good percentage of existing credit I can reasonably have on my revolving accounts?
    It is recommended no higher than 30% of your high credit amount be maintained.

    My deceased father-in-law paid for several mislaid/unfound insurance policies. Assistance please.
    The American Council of Life Insurers - www.acli.com - offers guidance in tracing missing policies.

    Why does my landlord charge so much when interest rates are so low?
    Everything else has gone up. It is time to buy.

    Can I force my tenants to allow me to gain access for pest extermination?
    Yes, after giving them 24 hour written/verbal notice. I prefer the former, a written notice is much better in most things pertaining to real estate.

    I looked over the Transfer Disclosure Statements (TDS) and do not like what I see. Can I cancel my escrow?
    Yes, within 3 days after personal delivery; as well as cancelling any time if the TDS are never delivered to the buyer during the escrow.

    A tenant supposedly has a long criminal record. Where can I get some info?
    The FBI has all that info on a very private nationwide database. Try a screening company such as RentGrow.com.

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    joni@AskJoni.com
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       Not Your Ordinary So. CA - Riverside | San Bernardino County | Broker / Agent    
    Many years serving happy Inland Empire buyers.

    Your Buyer's Agent
    Joan Trossen, DRE #00353853

    909 . 653 . 4341
    fax: 951 . 327 . 0707
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