• Will I lower my monthly utility bills by 20% - 50% using an EEM?
  
  
• I’d like to qualify for FHA. Can I fix up the house with an Energy Efficient Mortgage?
  
  
• I am a vet. Can I qualify for an EEM?
  
  
• I am interested in buying conventional. Can I qualify for an EEM?
  
  
• I intend to buy Cal-Vet. Can I uplift the house with an EEM?
  
  
• All older windows leak. Can they be replaced w/double-pane windows using an EEM?
  
  
• I want to buy a duplex or a fourplex. Can I better the value using an EEM?
  
  
• I want to buy a townhouse or condo. Can I qualify for an EEM?
  
  
• Furnaces may be inefficient, broken, or missing. Can they be replaced using an EEM?
  
  
• Will I have a quieter, cleaner, cooler or warmer home using an EEM?
  
  
• Is it true, there is NO additional down payment when using an EEM?
  
  
• My house is old and needs “tons” of improvements. Can I fix it up with an EEM?
  
  
• Can I install a new state-of-the-art hot water heater using an EEM?
  
  
• I would love to replace the faulty air-conditioner using an EEM. Can I?
  
  
• A neglected house needs all sorts of things. Can I get all of them using an EEM?
  
  
• Will all these improvements pay for themselves and increase the home’s value?
  $ $ Y E S $ $
  
  
  My question to you: "My gas/electric bills are going UP; are yours?"
  
  Your possible answer: "Nice, but friends and family plan to help me repair and install."
  
  My reply: You have the free labor, but who has the cash for the materials?
  Do you?
  
  Your lender is required to explain Energy Efficient Mortgages and their merits to you at the time of taking a complete real estate loan application. If he doesn't, nudge him.
  Joan (joni) Trossen, [E-MAIL]
  Not Your Ordinary So. CA - Riverside / San Bernardino County - Broker / Agent
  40 years of service
  I want to be your Southern California Realtor®
  909 . 653 . 4341 ,

  Sitemap, Site map